Many states have chosen to expand their Medicaid coverage to certain groups who may make more than the FPL (<133% to 200%) but are still considered low-income or medically needy. } Medicaid is a joint federal-state program that provides health coverage or nursing home coverage to certain categories of low-asset people, including children, pregnant women, parents of eligible children, people with disabilities and elderly needing nursing home care. .hero { If you fall in this coverage gap, here are some alternate ways you can receive discounted medical care:Medicaid is a vital service for millions of Americans who cannot afford health insurance on their own. } .hero__foreground { The state did not vote to expand coverage to include low-income adults. margin-left: 0%; Medicare aims to cover around 80% of eligible medical costs, 1 so we were impressed that residents in most states received a higher percentage of coverage.

transform: scale(1); bottom: 0%; For example, 35 states have elected to expand Medicaid coverage to cover low-income adults.

.hero__headline { bottom: 0%; bottom: 0%; margin-left: 0%; Medicare in Maryland covered the highest percentage of costs in the nation at 91.13%.

Finding affordable health insurance can be difficult for many people, which is why Medicaid is a public assistance program funded by both federal and state governments that covers the medical costs for low-income children, pregnant women, people with disabilities and adults over the age of 65.

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.hero { STATE: MEDICAID INFORMATION (as of 04/01/2020) Alabama: Eligibility: Alabama Medicaid covers children, pregnant women, parents/caretakers, people with disabilities and adults over 65. margin-top: 0%; If you are low-income, expecting a child, have a child, have a disability or are over the age of 65, it is worth applying to see if you qualify for coverage.

The CHIP program focuses on making sure all children have health coverage, even if they just miss the mark to qualify for Medicaid. States frequently update and revise their Medicaid coverage and policies, so for the most current and accurate information, contact your state’s Medicaid office or visit their website. .hero__foreground { Again, this differs from state to state. Depending on your state and county, you will be provided a list of Medicaid-approved health plans to choose from, such as Molina, UnitedHealthcare, Fidelis and Blue Cross Blue Shield. Medicaid is different from the children’s health insurance program (CHIP). @media only screen and (min-width: 40em) and (max-width: 64em) { height: 600px; Each state has its own Medicaid website that includes coverage information like which providers are available and covered, as well as other benefits.

@media only screen and (max-width: 40em) { Depending on your income level, you may qualify for substantial government subsidies towards health insurance premiums via the The Affordable Care Act (ACA) of 2010 expanded Medicaid to include individuals ages 19 through 64 at or below 133% FPL.

However, you may find yourself to be one of the two million low-income adults who are not able to get healthcare coverage because your state did not choose to expand their Medicaid coverage. }

} margin-left: 0%; While CHIP is more limited in its coverage than Medicaid, it is still a good option for low-income youth to have some form of health care coverage. Click on the map below or select from drop-down to see each state’s Medicaid and CHIP profile.Medicaid Beneficiaries with Complex Care Needs and High CostsCommunity Integration Through Long-Term Services and SupportsUsing Section 1115 Demonstrations for Disaster ResponseHome & Community-Based Services in Public Health EmergenciesMedicaid and CHIP Eligibility & Enrollment WebinarsLawfully Residing Immigrant Children & Pregnant WomenApril 2020 Medicaid & CHIP Enrollment Data HighlightsCoronavirus Disease 2019 (COVID-19): Section 1115 DemonstrationsMedicaid Third Party Liability & Coordination of BenefitsActuarial Report on the Financial Outlook for MedicaidSection 223 Demonstration Program to Improve Community Mental Health ServicesEarly and Periodic Screening, Diagnostic, and TreatmentVision and Hearing Screening Services for Children and AdolescentsAlternatives to Psychiatric Residential Treatment Facilities Demonstration

} @media only screen and (min-width: 64em) { } Almost half a million Missourians will become eligible for health care coverage as voters in this conservative state bucked the Republican Party and approved an amendment to the state’s constitution to expand Medicaid on Tuesday. left: 0%; In general, your income level is determined using your modified adjusted gross income (MAGI). }

And some groups, including those who have a disability and those on Medicare, may also have a choice between MAGI and According to the federal government, if your household income is below the federal poverty level (FPL), you qualify for Medicaid. If you have a particular doctor you would like to use, make sure to choose a plan that includes that doctor. } height: 760px; In some states, low-income adults are also covered. Your MAGI is your adjusted gross income (AGI) with any excluded foreign income, non-taxable portions of your Social Security income and tax-exempt interest. Medicare is age-based and restricted to anyone over 65 or anyone under 65 with an approved disability, regardless of income. Medicaid, on the other hand, is income-based and Medicaid is funded through both federal and state funds.

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